VA Home Loan Calculator
Calculate your monthly payment and see how much you can save with a VA Home Loan. Veterans with service-connected disabilities save even more with VA funding fee exemption.
Loan Details
VA loans allow $0 down payment
Veteran Information
Lower funding fee for first-time users
Additional Costs
Estimated Monthly Payment
Principal & Interest
$1,937
Property Tax
$250
Home Insurance
$100
HOA Fees
$0
Loan Summary
Home Price
$300,000
Down Payment
$0
Loan Amount
$300,000
VA Funding Fee
$6,450
2.15% of loan
Total Loan with Fee
$306,450
Total Interest Paid
$390,860
VA Loan vs. Conventional Loan
30-Year Savings: $-6,058
VA Home Loan Benefits
No Down Payment
Buy a home with $0 down (up to loan limits)
No PMI
Save hundreds per month (no private mortgage insurance)
Competitive Rates
Often lower than conventional mortgages
Limited Closing Costs
VA limits what you can be charged
Reusable Benefit
Can be used multiple times
Disability Exemption
10%+ rating = no funding fee
Did You Know? A 10% VA Rating Could Save You Thousands
Veterans with at least a 10% service-connected disability rating are exempt from the VA funding fee, potentially saving $6,450 on this home purchase alone.
Learn more about the VA funding fee waiver →Ready to Get Started?
Connect with VA loan specialists and veteran-friendly real estate agents who can help you through the entire home buying process.